You have Options - Is your home worth less then you owe?

FORECLOSURE IS NOT THE BEST AND ONLY ANSWER.  Do you want to or have to sell your property, but owe more to the lender(s) then what your property is worth?   You have options!  Get an accurate &  FREE evaluation of your home's value (not like Zillow.com which is a guestimate) which compares your property to other homes in today's market which are pending or have sold.  Let me negotiate with your lender(s) in regard to selling your home at the lower market value.  Did you know that the IRS passed a Mortgage Forgiveness Debt Relief Act of 2007 which allows primary home owners to sell short on their properties and not pay taxes on the "income".  .  .  . How does this tax relief translate for you?  If you sell your home for less then you owe the lender, the difference is an income.  However, under this Relief act, the IRS is pardoning you up to $2 million of this income.  No taxes will have to be paid by you, the owner.  CONTACT ME FOR MORE INFORMATION ON SELLING YOUR HOME in any market! 

Some common reasons people are interested in a current home evaluation are:

1. Insurance purposes   
2. If you are contemplating refinancing
3. If you are contemplating moving 

I'd be happy to help you go over your options.

When you do decide to sell, especially in this current Buyers market, you'll want to view your home through the eyes of a potential buyer.

Some points of consideration are:

• Is your home in 'show shape'?
• Are there repairs that need to be made?
• Does the paint need a bit of touching up?
• Is the selling price comparable to current market value?

I would be happy to take a quick tour of your home & suggest some simple ways to prepare your home for the current Real Estate Market WITHOUT OBLIGATION.  Proper pricing & a home that is in 'show shape' will eliminate some of the hassles & help sell your home faster, maximizing your time and profits especially in a challenging market. 

CONTACT DEBRA:  I will be happy to provide you with valuable information so you can feel comfortable with the process and make an informed decision about when would be the best time to move.  Just e-mail me with your request or questions.

Selling on your own?  Ask me for my free Nevada State mandatory disclosure document that is required from the State of Nevada when you sell your home - again without obligation!

Buying or selling a home is the single most important & often the largest financial transaction you can make.  It is also one of the most stressful life events. Knowing what to expect and having good information can help you make the best decisions.

When you sell your home yourself, there are some challenges you can expect:

Pricing - Marketing - Qualifying the buyer - Staging and showing your home - Negotiating the sale - Follow-up with the many complex details of the transaction until COE!

As a licensed real estate agent, I can provide you with a FREE estimate of value of your home & valuable information on preparing your home for sale, marketing, negotiating tips, and getting your household ready for a move.  Please contact me if I can provide you with additional tips to help you sell your home.

Each listing will be entered into the MLS, Agents Web Pages & Realtor.com & can be viewed by millions of Realtors, Agents & potential buyers throughout the world providing your listing much exposure! For even more exposure, I offer open houses, supply professional fliers, a Lock Box for easy viewing, For Sale sign, disclosure documents, place effective net ads, order Preliminary Title, order CC&R’s, schedule inspections & home warranty.   If you decide the selling process simply requires too much time & effort  or would like additional, please contact me.  I would welcome the opportunity to be of assistance.  Ask me for the  free Nevada State mandatory disclosure document!